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Christina Ocharzak

Loan Officer
NMLS #1299735




Christina Ocharzak - First Home Mortgage

Christina Ocharzak with First Home Mortgage is your premier mortgage originator located in Hagerstown, MD. First Home Mortgage has many programs to offer such as USDA, FHA, VA, and Conventional programs. First Home Mortgage is one of the top lenders for the Maryland Mortgage Program, so Christina is very familiar with these loans and is ready to help. You can see more information about these loans in the Loan Programs tab above. Christina enjoys helping others through the process and getting clients prepared to purchase a home. She tries to make the loan process simple, straightforward, and as fast as possible for borrowers. Whether you are purchasing your dream home or looking to refinance an existing loan, Christina is here to help you find the ideal financing solution.

Give Christina a call today to find out how she can help you with your home financing needs.

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Christina Ocharzak Today!

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Why choose Christina Ocharzak?


Christina has years of experience in residential lending. She will try to find a solution to any situation.


Christina is proud to serve the Tri-state area. Whether you're looking to move here or move up, she's here to help.


Christina prides herself on her honesty, integrity, and customer service.

See what our clients are saying about Christina

Christina was amazing with everything. She responded quickly. She was there to answer any questions along the way. This was our first purchase and it was so much easier than I expected.

Christina hooked me up with a great realtor and walked me through every step of the way. Definitely would recommend in the future. I literally knew nothing about the home buying process and she explained everything and made the whole process as easy as it could have been.

Hagerstown Resident

I had been working with another lender prior to Christina. After almost a year of miscommunications and disappointments I was ready to give up. I was referred to Christina and within 2 months of our first conversation, we were closing. She and her team are fast, efficient, knowledgeable and PERSONABLE!! You cannot go wrong working with Christina!!

I couldn't be happier with my experience with Christina. She was professional, understanding, knowledgeable, and always had great advice. She was prompt with responses and always detailed document requests. Whenever i had a question about anything at all she didn't hesitate to explain things further to me so I always had a good picture of the process. I couldn't be more grateful to have had Christina as a lender!


Contact Us

First Home Mortgage Corporation
Christina Ocharzak, Loan Originator
NMLS ID #1299735

1829 Howell Road Suite 1
Hagerstown, MD 21740
(301) 491-4544

Christina Ocharzak - First Home Mortgage - white logo

Christina Ocharzak - First Home Mortgage

Christina Ocharzak is Licensed in:
Maryland (28722), Pennsylvania (50639),  West Virginia (LO-34064)


Refinancing your current mortgage loan could result in the total finance charge to be higher over the life of the loan. This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs. First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a's of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia Residential Mortgage Licensee (Lic. #23135), Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Vermont, Virginia, West Virginia. Equal Housing Lender. First Home Mortgage Corporation NMLS ID #71603 ( Privacy Policy.