Maryland Mortgage Program

Maryland Mortgage Program

Marayland Mort

First Home Mortgage, the leading lender in the state of Maryland for the CDA Maryland Mortgage Program! Let us assist you in guiding you through the benefits available with this program.

You can use this program anywhere in the state of Maryland. There are many different program options available for down payment assistance and closing cost.  The Maryland Mortgage Program offers opportunities of home ownership to people who would have not been able to realize their dreams with traditional loan programs. You can pair this with VA, USDA, FHA or Conventional loan programs.

The CDA stands for Community Development Administration, and it was created to help more Maryland residents own homes. It can be hard to generate the funds that are necessary to own a home such so this could be the solution you have been waiting for.

Some of the programs you need to be a first-time home buyer and the definition of this is that you have not owned in the last 3 years or that you are purchasing in a targeted area. There are some options though if you do not meet this criteria.

There are income caps biased on the number of people in the household and what area you are purchasing in. Check them out here
If you’ve been looking to purchase a home in Maryland but thought it wasn’t possible, feel free to reach out and talk to me about this option.

Advantages of the Maryland Mortgage Program-

-Down payment & closing cost assistance.

– Many different programs to fit your personal needs or goals.

Contact Us

First Home Mortgage Corporation
Christina Ocharzak, Loan Originator
NMLS ID #1299735

1829 Howell Road Suite 1
Hagerstown, MD 21740
(301) 491-4544

Christina Ocharzak - First Home Mortgage - white logo

Christina Ocharzak - First Home Mortgage

Christina Ocharzak is Licensed in:
Maryland (28722), Pennsylvania (50639),  West Virginia (LO-34064)


Refinancing your current mortgage loan could result in the total finance charge to be higher over the life of the loan. This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs. First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a's of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia Residential Mortgage Licensee (Lic. #23135), Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Vermont, Virginia, West Virginia. Equal Housing Lender. First Home Mortgage Corporation NMLS ID #71603 ( Privacy Policy.